"Our existing GCI customers will also benefit from the enhancements from their next rate review, helping to improve the experience for all our customers."
- James Walker, head of product & proposition at L&G
Legal & General (L&G) has announced various enhancements to its Group Critical Illness (GCI) proposition, with the addition of two new conditions, seven existing conditions upgraded, and improved clarity for continued cover when an employee is temporarily absent.
L&G has added systemic lupus erythematosus (long-term autoimmune disease) and primary arterial hypertension (high blood pressure in the blood vessels that support the lungs) as covered conditions. These additions reflect advances in medical diagnoses and support an “improved experience for employers and their employees, and policy administration.”
Furthermore, the provider has added a ‘suited occupation’ definition to its Total & Permanent Disability benefit, and improved clarity for terms relating to salary increase – helping to reduce administrative burden.
L&G has also improved clarity for continuing cover for employees when they are temporarily absent.
Employees who are temporarily absent may now increase their partner’s voluntary cover, employees who’ve been provided with the option to take out cover voluntarily can increase their cover when on parental leave, and flex & voluntary terms are now aligned, with flex now allowing a three-month selection window on first entry.
"The addition of two new conditions improves our proposition, making it easier for intermediaries to recommend L&G when looking for suitable arrangements for their clients.
"Importantly, our existing GCI customers will also benefit from the enhancements from their next rate review, helping to improve the experience for all our customers," said James Walker, head of product & proposition at L&G.
