58% of adults do not hold a pure protection product even though many could benefit from them.

Alongside Phil’s appointment, Jemma Colley has been appointed as national account manager.

Healthcare benefits are becoming an increasingly integral part of benefits packages as pressure on the NHS continues to rise.

More than half (53%) of adults with physical or mental health conditions say they don’t save in case they are unable to work for a period of time.

Alan will work closely with advisers to help embed best practice, improve customer outcomes and support high-quality protection advice.

RedArc estimates that most employers are not fully equipped to implement this change.

The FCA will review firms’ customer service and delivery and how they oversee third parties that handle claims.

Louise Pengelly, proposition director at Paymentshield, explores the Christmas home insurance claims scenarios that advisers could use to bring the home insurance conversation to life...

Self-employed workers are among the most affected groups (44%), often without employer benefits.

Martin Schultheiss, group managing director at Uinsure (pictured), delves into why, in his view, simplification must go further in the digital age.