"Our latest enhancements not only make life cover more accessible, but they will also reduce requests to General Practitioners, helping to reduce the demand on the NHS."
- Craig Paterson, chief underwriter at Royal London
The most significant change is set to increase the sum assured at which Royal London first requires routine medical evidence; this will span across all age bandings and the level of sum assured to age 60. As such, for customers aged 29 or under, the initial threshold for non-medical limits evidence has increased from £900,001 to £1,000,001.
Additionally, Royal London has made a number of changes to the type of medical evidence requested at certain limits, including replacing longer paramedical examinations with shorter mini-screen examinations; replacing ECG requests with a simple NT-proBNP blood test; Reducing the number of GP reports required.
Commenting on these improvements, Craig Paterson, chief underwriter at Royal London, has said:
“We continue to focus on improving our customer journey to make it quicker and easier for customers to obtain cover in the shortest time possible. Our latest enhancements not only make life cover more accessible, but they will also reduce requests to General Practitioners, helping to reduce the demand on the NHS.”
