"Joining the Right DA Club panel represents a vital step on that journey, and we look forward to creating a successful and productive partnership with them."
- Alan Waddington, Distribution Director at Cirencester Friendly
The Right DA Club will now have access to Cirencester Friendly’s comprehensive range of Income Protection (IP) products, including My Earnings Protected which comes with a choice of long or short-term claim periods; ‘’own occupation’ cover; no premium loading for occupation, smoking or hazardous pursuits; guaranteed premiums with a choice of level or annual escalating; a wide range of deferred periods; with cover up to 65% of earnings available.
Similarly, Cirencester Friendly’s Income Assured Enhanced comes with ‘own occupation’ cover; no premium loading; guaranteed premiums; benefit payable from one, four, eight, thirteen, twenty-six or fifty-two weeks; guaranteed insurability options; option to build a capital sum, and shares in the Society’s profits.
To advise on Income Assured Enhanced, advisers must be regulated for investment business by the Financial Conduct Authority (FCA).
Cirencester Friendly also offers enhancements to its cover, such as fracture and hospitalisation benefits and immediate death benefit. Customers will also benefit from health & wellbeing support, including GP24, Friendly Voice confidential advice line, and member perks. The provider's Adviser Services team will assist the Right DA Club’s membership with any product, agency, or commission enquiries.
“Protection solutions remain a key, and growing, element of the overall advice proposition, particularly in a Consumer Duty world, where there’s a much greater expectation and responsibility on the firm to ensure their customers are aware of their protection needs and how they can best protect themselves against loss of income,” explained Chelsea Kiefert, Head of The Right DA Club.
Therefore, she’s pleased to have Cirencester Friendly join its panel; “Protection advice should be central to a modern advisory practice, and we’re pleased to be working with a provider that is immersed in this sector and has all the tools and services to support advisers in growing this area of their business.”
Alan Waddington, Distribution Director at Cirencester Friendly, added “It’s our mission to make IP more visible, attractive, and accessible to those who need it. There has never been a more important time to provide ordinary, working people with the means to cover their essential bills when they need help the most.”
