"Based on conversations with our customers in the UK, Asia, and North America, we feel automating post-issue audits is a linchpin to achieving productivity gains in what has traditionally been a manual, resource-intensive underwriting process."
- UnderwriteMe
UnderwriteMe, part of Pacific Life Re, has extended its partnership with Godel Technologies to directly integrate its engineering teams into its product development cycle, ahead of the upcoming launch of its new AI-powered product.
Godel Technologies adds critical capacity to support UnderwriteMe’s “ambitious growth strategy” as it scales its core offerings: the Protection Platform, which streamlines the insurance buying process for advisers, and Decision Platform – a suite of modular products designed for insurers to optimise their underwriting and claims processes.
“UnderwriteMe’s ‘AI Engine’ is an AI-powered audit automation solution that helps insurers grow their business, reduce fraud, and continuously improve underwriting quality. It launches early next year for UK insurers after focused beta testing with multiple major providers,” the software provider told Protection Reporter.
In this first version, UnderwriteMe has focused on fully automating a key aspect of post-issue audits – identifying misrepresentation. Future versions launching in 2026 will bring AI-enabled efficiency to new business and claims.
“Based on conversations with our customers in the UK, Asia, and North America, we feel automating post-issue audits is a linchpin to achieving productivity gains in what has traditionally been a manual, resource-intensive underwriting process.
“This enables insurers to detect fraud faster, improve underwriting accuracy, and ultimately grow profitably thanks to better deployment of high-value underwriters,” it said.
In April 2025, UnderwriteMe announced the appointment of Andrew Doran (pictured) as CEO, replacing James Tait who had worked at the software provider for over a decade.
Andrew previously served as global chief underwriter at Pacific Life Re where he was “invaluable” in the preparation for this launch.
“He saw firsthand how AI could transform underwriting processes and identified the specific pain points that traditional audit approaches create for insurers.
“His leadership ensured we built something that solves genuine operational challenges rather than just showcasing impressive technology. The beta results we’re seeing with our UK partners directly reflect his focus on practical, measurable value,” it said.
Discussing how its AI engine will benefit insurers in terms of underwriting and claims, UnderwriteMe said, “having an AI solution that can process medical reports and flag misrepresentation with accuracy will significantly boost underwriter productivity.
“We’re starting with post issue audit, but our ambition is to leverage the same technology for new business underwriting and claims assessment. For insurers, this means faster and more consistent decisions at every touchpoint.
“Instead of underwriters spending hours reviewing medical files, the AI extracts key risk indicators instantly. What took hours or days can now take minutes. As we expand across new business and claims, insurers get a unified platform that learns and improves across their entire operation – not just point solutions that create new silos in their stack.”
In terms of scaling its core offerings, UnderwriteMe will focus on “deepening the value we deliver rather than just expanding features.”
The software provider’s Decision Platform continues to evolve based on direct feedback from its insurer partners, which has highlighted strong demand for more sophisticated AI capabilities that can handle increasingly complex underwriting scenarios.
UnderwriteMe will also improve the user experience on its Protection Platform and expand its product portfolio following the recent addition of The Exeter’s ‘Real Life’ proposition.
