Over a third of employees are considered financially fragile, Royal London reports.

Households are increasingly balancing the costs of children and ageing parents, as many remain without adequate protection, Vitality reports. 

LV= paid out 95% of claims across life insurance, critical illness and income protection in 2025.

The partnership will make National Friendly’s protection products available to advisers across the Primis network. 

Royal London’s updated income protection offering includes a child illness and loss benefit.

32% of parents reported that they could fall into financial hardship within three months if unable to work.

One in three adults are unsure if their household could cope with an unexpected financial shock, The Exeter reports. 

VitalityLife paid £105m in life cover, £42m in serious illness cover, and £1.8m in income protection.

68% of newly absent employees returned to work under group IP benefits in 2025.

86% of brokers see income protection as essential for customers, but 64% say affordability is the main reason for declining protection, according to a survey by...