2. Guardian reveals substantial cover upgrade to ensure protection policies are “always ready for today rather than 30 years ago"
Guardian Financial Services announced a wide ranging upgrade to its critical illness cover during the year, reinforcing its cover upgrade promise that has been in place since it entered the market in 2018. The insurer added new definitions for certain conditions, as well as overhauling how it paid claims for surgery. It removed surgery cover as a separate partial payout and enhanced individual definitions, increasing the number of conditions paying out at 100% from eight to 12. New full payout definitions included benign brain tumour, cardiomyopathy, major organ transplant and peripheral vascular disease.
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